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Park State Bank
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Visa® Rewards Platinum Credit Card

A customer handing over a debit card to the merchant

 
Enjoy the rewards of a Park State Bank Platinum Credit Card.
 

Scorecard® Rewards Program

Earn 2 Scorecard Points for every dollar spent on all on all travel and dining purchases that you make with your Platinum credit card purchases. Earn 1.5 points on all other purchases. Then redeem your points for:
  • Cash back to your Park State Bank account(s)
  • Park State Bank Visa® gift cards and local business gift cards
  • Merchandise and exciting travel awards. Visit scorecardrewards.com to browse current award selections or call your local branch to learn more
Receive a one-time bonus of 12,500 Scorecard® points once you spend $3,000 on purchases within 3 months from account opening.
 
 

Digital Wallet

Pay with your phone! The convenience of your Park State Bank Visa® credit card is now in the palm of your hand even if your wallet isn't. Digital Wallets are digital versions of your debit or credit cards stored in an app on your mobile device.  To protect you and your card information, the card number and personal information are not actually stored on the phone.  Your card number is only used to set up your digital wallet. Click to learn more about the Digital Wallet.
 
 

Travel Accident Insurance

You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA COST.

 

Even More Benefits

  • Accepted anywhere Visa® is accepted
  • Generous credit limits
  • Rates as low as 15.00% APR**
  • 24-hour Fraud Monitoring
  • Easy and free online access
  • Monthly statements for easy record keeping
  • Earn up to 10,000 Scorecard® points when transferring a balance from a competitor's cards
  • Customer Service Representatives available 24/7 at 800-423-7503




Based on your creditworthiness.
**The Annual Percentage Rate (APR) is a variable rate and is accurate as of April 1, 2025. This APR will vary with the market based on the Prime Rate.