Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Park State Bank
LOGIN

Home Equity Line of Credit

Couple holding paint rollers, a couple getting married, a student graduating

Take Control of Your Finances.



A Home Equity Line of Credit (or HELOC) can give you easy access to financing whenever you need it, without having to apply for a loan every time.

Like a home equity loan, a HELOC is based on your home's value. But instead of a lump sum, you're pre-approved for a certain amount that you can use as you need. You can access it anytime, and you don't pay any interest until you actually use it. 

  • Based on home's value
  • Use funds for most anything
  • Interest may be tax deductible*
  • Local processing and underwriting
  • Quick decisions
  • Affordable payments (interest only payments)
  • Personal service
  • Experienced loan professionals
  • Easy application process

What can you do with a HELOC?

  • Renovate your home
  • Fund college
  • Make large purchases
  • Take a vacation
  • So much more
 
Have questions about a Home Equity Line of Credit? Contact us.

NMLS# 401406
*Please consult your tax adviser regarding the deductibility of interest.